LIC Schemes: Various schemes are available in Life Corporation of India (LIC). There are schemes that offer high returns with low investment.
LIC Schemes: Various schemes are available in Life Corporation of India (LIC). There are schemes that offer higher returns with less investment. If one is thinking of making an investment then it is very good to invest in LIC. Your investment is safe. In such a situation you can invest in the schemes of Life Insurance Corporation of India. Investing in it will provide security for your family. These require a very small amount of investment. But let’s know about the three schemes of LIC.
LIC Jeevan Pragati Plan:
This is a popular policy of LIC. It was launched in the year 2016. By investing in this one can get returns of lakhs of rupees. In addition to this, the investor can also get the benefit of risk cover under the policy. In this insurance plan the individual has to pay the premium regularly. The nominee can get the benefits if the policyholder dies due to any reason in the policy.
The person who has invested under this scheme in this LIC will also get the death benefit. But if the policyholder dies within 6 to 10 years of purchasing the policy then he can get more benefits. At the same time, if you die between 6 to 10 years after taking the policy, you will get 125% of the sum assured. It should be noted that 150% in 11 to 15 years and 200% in 16 to 20 years. If you want to avail the rider benefit you will have to pay an additional amount.
In this scheme investment is to be done for 20 years.. The person has to invest 6 thousand rupees every month. Individuals can start this policy from the age of 12 years.
LIC Jeevan Shiromani Policy:
Under this policy the individual can get life insurance as well as savings benefit. In this, the investor has to pay the premium at a fixed time. The tenure of this scheme is 14, 16, 18, 20 years. . But the premium is payable only for 4 years. After that you will get income. Minimum age for this policy is 18 years. There is no limit on the minimum sum assured.
Under this insurance policy a person has to pay around Rs.94,000 every month. On this the basic sum assured is Rs. 1 crore. At the same time no limit has been fixed on the maximum sum assured. Under the plan if you opt for a policy term of 14 years you will get 30 percent return in 10th year and 30 percent in 12th year. At the same time, if a 16-year policy is taken, the money will come at the rate of 30 percent in the 12th year and 35 percent in the 14th year. This plan is useful for those who want money at fixed time as money back is also available. Choosing this plan is very good.
LIC Aadhaar Shila Plan:
Life Insurance Corporation of India This insurance policy is specially designed for women and girls. Under this policy, a woman can earn up to Rs.4 lakhs with an investment of just Rs.29. Under this plan the individual gets the benefit of security as well as savings. This will provide financial security to the family of the policyholder if he dies. In this plan, a woman can take a minimum basic sum assured of Rs.75,000. Whereas, the maximum sum assured can be invested up to Rs.3 lakhs. It has a maturity period of 10 to 20 years. Suppose you invest Rs.29 per day under this policy. You can invest a total of Rs. 2,14,696 will be invested. Under the policy, you can pay on maturity Rs. 3,97,000 will be received.
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